Board of Directors
Committed to upholding the highest standards of corporate governance, our Board of Directors plays a pivotal role in shaping the strategic direction of our NBFC, promoting ethical business practices, and safeguarding the interests of all stakeholders.
Baiju Board of Directors
Comprising visionary leaders with extensive expertise in finance, governance, and strategic management, our Board of Directors is dedicated to steering our NBFC with a focus on long-term stability, innovation, and shareholder value.
Our Board fosters a culture of transparency and accountability, ensuring robust risk management practices and regulatory compliance. Their collective wisdom guides the NBFC in adapting to industry trends, seizing opportunities, and delivering sustainable financial solutions.
Members of the Board
Mr. Atul Kumar
CEO & Managing Director
Mr. Atul Kumar commenced his professional journey at American Express as a Project Team Member before assuming the role of Branch Manager at Aditya Birla Finance Limited, where he dedicated over five years to enhancing operational excellence. Following this, he served as a Regional Manager at India Bulls for one year and subsequently joined Fullerton India as State Manager, contributing over three years of strategic leadership.
His career trajectory then led him to Azimuth Capital Pvt. Ltd., where Mr. Kumar held the position of Vice President for more than two years, honing his expertise in financial management. Building upon this wealth of experience, he ventured to establish Mithica Financial Services, showcasing entrepreneurial acumen.
In the year 2019, Mr. Atul Kumar assumed the role of Director and CEO at Baiju Finance, bringing with him an extensive background of over 22 years in the finance industry. His diverse experience and proven track record underscore his proficiency in navigating the complexities of the financial landscape.
Mr. Suresh Kumar
Director
Mr. Suresh Kumar brings with him decades of experience, a deep understanding of traditional business values, and a steadfast commitment to ethical growth and long-term sustainability.
With a distinguished background in leadership and enterprise, Mr. Kumar has been a guiding force in shaping the company’s foundational vision — one rooted in trust, discipline, and financial empowerment. His strong principles, combined with his practical insights into the needs of the Indian economy, have been instrumental in establishing a culture of accountability and service excellence at Baiju Finance
As Chairman, Mr. Kumar provides strategic oversight, governance, and mentorship to the executive team. His guidance ensures that the company not only remains aligned with its mission but also adapts with resilience to the dynamic financial landscape.
Mr. Kumar believes in building institutions that serve society. His leadership reflects a rare blend of traditional wisdom and modern foresight, helping Baiju Finance grow as a reliable and responsible NBFC committed to inclusive economic development.
Mr. Mandeep Khatri
Director
Mandeep Khatri has recently joined Baiju Finance as the Deputy Chief Executive Officer, bringing a bold new vision to the organization at a pivotal stage of its evolution. As a new-generation leader with a deep passion for financial innovation, Mr. Khatri is focused on driving the company's digital transformation and global expansion strategy.
With a strong belief in the power of technology and fintech integration, he aims to redefine how financial services are delivered — making them more accessible, intelligent, and inclusive. His approach centers on leveraging emerging technologies to create seamless, customer-centric lending experiences that serve both traditional markets and the digitally native generation.
As a proponent of youth-led leadership, Mr. Khatri brings fresh perspective, high adaptability, and a dynamic outlook to the executive team. He is committed to building a culture of innovation, agility, and responsible growth — aligned with the evolving needs of modern India and beyond.
In his role, he will also take charge of leading the company’s international business development and expansion into global markets, positioning Baiju Finance to emerge as a competitive and credible financial institution on the world stage.
“We’re not just building a financial institution — we’re building a platform for global financial empowerment.”
— Mandeep Khatri
Mr. Atul Kumar
CEO & Managing Director
Mr. Atul Kumar commenced his professional journey at American Express as a Project Team Member before assuming the role of Branch Manager at Aditya Birla Finance Limited, where he dedicated over five years to enhancing operational excellence. Following this, he served as a Regional Manager at India Bulls for one year and subsequently joined Fullerton India as State Manager, contributing over three years of strategic leadership.
His career trajectory then led him to Azimuth Capital Pvt. Ltd., where Mr. Kumar held the position of Vice President for more than two years, honing his expertise in financial management. Building upon this wealth of experience, he ventured to establish Mithica Financial Services, showcasing entrepreneurial acumen.
In the year 2019, Mr. Atul Kumar assumed the role of Director and CEO at Baiju Finance, bringing with him an extensive background of over 22 years in the finance industry. His diverse experience and proven track record underscore his proficiency in navigating the complexities of the financial landscape.
Mr. Ashwani Yadav
Associate Director
Mr. Ashwani embarked on his professional journey with ICICI Bank, initially serving as a Relationship Manager. After four successful years, he ascended to the position of Regional Manager, contributing significantly to the bank's regional operations. Subsequently, leveraging his acquired expertise, he ventured into entrepreneurship and established Tejas Enterprises, a dynamic manpower services company.
With a total work experience exceeding 12 years, Mr. Ashwani's career trajectory reflects a strategic blend of corporate leadership and entrepreneurial prowess. His tenure at ICICI Bank and subsequent entrepreneurial pursuits underscore his ability to navigate diverse professional landscapes with proficiency and strategic acumen.
Mrs. Ayesha
Associate Director
Mrs Ayesha, a director at Baiju Finance, brings a unique and socially conscious perspective to her role within the organization. Her commitment to making a positive impact on society is exemplified by her previous project as a social worker for Anganwadi women. This noteworthy endeavor demonstrates Ayesha's dedication to community welfare and her ability to leverage financial expertise for social causes.
As a director at Baiju Finance, Ayesha integrates her social work experience into her leadership approach, fostering a corporate culture that values both financial success and social responsibility. Her background as a social worker positions her as a compassionate and community-oriented leader, capable of understanding the broader implications of financial decisions.

